Intelligence • Audit-Safe • Data-First

VINOD
CHOUDHARY

Data Expert & Systems Architect

"I build intelligent data systems that finance leaders can trust implicitly."

Audit-safe AI & Automation for Enterprise Scale

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Systems Built

Finance automation & decision engines

0B+

Txns Analysed

Financial transactions processed

0%

Effort Reduction

Manual modeling time saved

All systems built under audit, regulatory, and enterprise-scale constraints.

Flagship Projects

Systems I've Built

Systems designed to reduce financial risk, eliminate manual errors, and enable real-time decision-making at enterprise scale.

01. Problem

"RBI card data is difficult to reason with at scale."

02. System Thinking

Agentic AI analytics using SQL querying, calculator precision, and conversational memory.

03. Audit/Safety Logic

Demonstrates regulator-grade analytics using Agentic AI (SQL + calculator + memory).

04. Outcome

100% accurate reasoning

Structured Expertise

Techno-Functional Stack

A rare intersection of Chartered Accountancy and Systems Engineering, built for extreme accuracy.

Domain Excellence

Functional Strategy

Valuation & Financial Modeling

Investment Valuation and MF expertCORE
Equity Research & Signal AnalysisADV
Credit Card ModelingCORE

Treasury & Working Capital

Card, Payments & MDR EconomicsCORE
Interest Cost OptimizationADV
Cash Flow ForecastingCORE
Liquidity Strategy & GovernanceADV

Audit, Risk & Compliance

Statutory & Internal Audit LogicCORE
Internal Financial Controls (IFC)CORE
Regulatory Reporting FrameworksCORE
Fraud Detection & Forensic LogicCORE
System_Integrity_Verified

Execution Excellence

Technical Engineering

Data Architecture & Analytics

Python (AI/ML & Data Systems)ADV
Databricks & Big Data OpsCORE
SQL & Relational LogicCORE
Power BI (Enterprise Scale)ADV

AI & System Intelligence

Agentic AI (LLM Tool-use)CORE
Workflow Orchestration (n8n)CORE
Predictive Behavior MLADV
RAG & Knowledge ArchitecturesADV

Enterprise Automation

Advanced Excel VBA EnginesCORE
SAP & ERP ScriptingCORE
Power Automate EcosystemADV
Custom Tool DevelopmentCORE
System_Integrity_Verified

Leadership Journey

Career Story

2023

Reliance Retail Limited

2023 – Present

Senior Manager - Business Partnering & Automations

"Orchestrating financial strategy and massive-scale automation for India's largest retailer where system design directly impacts P&L and liquidity."

Orchestrating enterprise-wide working capital optimization and liquidity governance.
Leading large-scale financing programs and interest-cost reduction strategies.
Built reporting engines eliminating 15 days of monthly manual effort.
Delivered short-term forecasting systems with 98% prediction accuracy.

Worked on finance automation systems where output accuracy directly impacted P&L and governance.

2019

Grant Thornton

2019 – 2023

Senior Consultant - Statutory Auditor

"Pioneering the 'Audit-as-Code' mindset in Big4 statutory auditing for massive AUM portfolios."

Automated 70+ audit processes reducing manual effort by 95%.
Analysed portfolios exceeding ₹2 lakh Cr AUM with full data computation.
Identified critical control gaps through deep system walkthroughs.
Built models handling millions of transactions with 100% mathematical accuracy.

Trusted to recompute 100% of financial numbers instead of sample-based testing.

Achievement Timeline

Recognition

Technical Excellence

Digital Champion 2025

Reliance Retail

Excel Champ & Spot Award

Grant Thornton

Analytical Depth

ICAI AI Hackathon Semi-Finalist

ICAI Innovation Lab

AIR-23 (All India Rank)

CA Intermediate

Growth & Leadership

Rising Star Award

Reliance Retail

Promising Entrant

Professional Recognition

Executive Logic

Signature

Finance problems don't fail for lack of data.
They fail because systems don't think.

I design decision-ready systems that bridge the gap between regulatory rigor and technical agility.

INSIGHT_01

"I don't automate processes — I automate decisions"

Speed is a byproduct; clarity is the goal. Building systems that think, not just act.

INSIGHT_02

"Valuation is a chain of assumptions, not a formula"

A great system must allow for nuance, stress-testing, and human judgment.

INSIGHT_03

"Audit thinking makes automation safe"

Techno-functional rigor means every line of code is auditable and regulator-ready.

INSIGHT_04

"AI in finance must calculate, query, and explain"

No black boxes. If a system makes a multi-crore recommendation, it must show its work.

INSIGHT_05

"Explainability over black-box predictions"

If a system can’t explain itself, it doesn’t belong in finance.

Connect

Executive Collaboration

Let’s build finance systems
leaders can trust.

Ideal for organizations scaling treasury, payments, finance automation, or data-driven decision platforms.